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Portugal private health insurance

Review policy documents and compare your quotes by annual cost.

Last checked: 13 Nov 2026 · PT News Hub

Médis Light

Published premium €10.90/month. Example network appointment €20–30. Hospital cash benefit of €50 a day from day four, up to 60 days per year.

Insurer documentation

Multicare 1 / 2 / 3

Hospital limits: €25,000 or €50,000 on 1, €50,000 on 2 and €100,000 on 3. Outpatient: network rates on 1, eight network visits or €1,000 on 2, and €2,500 or €5,000 on 3. Maternity is included on 2 Option 2 and on 3. Request a personal premium quote.

Insurer documentation

Allianz Saúde Base

Hospital limit €75,000. Network prices apply to consultations, tests and treatments. Request a personal premium quote.

Insurer documentation

Premium is the cost of the policy. A copayment is what you pay when using a service. A coverage limit is the maximum the insurer may pay under the contract. Médis appointment prices

Check hospital, outpatient and maternity cover, waiting periods, provider networks and exclusions separately in each quote. ASF guide to insurance and health plans

Annual quote cost

Quote 1—
Quote 2—

Monthly premium is multiplied by 12 and the annual costs you enter are added.

Sources checked